You can keep using the web app, or switch to the native experience for a smoother touch workflow on iPad, Android tablet, or phone.
The complete toolkit for retirement confidence.
Free includes 9 of 14+ modules and 180+ editable inputs, with preview access across all 261+ controls.
AI-ranked Top Actions
Get prioritized recommendations tailored to your plan in real time.Preview Changes Before Apply
Review projected impact first, then apply changes with confidence.1 AI Action Apply (Free Sign-In)
Signed-in Free users can apply one AI recommendation per plan.Up to 3 Saved Scenarios
Save and revisit retirement plans without re-entering assumptions.2 What-If Comparisons
Compare baseline vs alternatives side-by-side.500 Monte Carlo Paths
Run probabilistic simulation ranges to understand downside and upside.Optimization Insights
Get Social Security, Medicare, and Estate planning guidance.Input Controls in Free vs Pro
Free: 180+ editable inputs with preview of all 261+. Pro: edit all 261+ inputs.Planning Modules in Free vs Pro
Free: 9 of 14+ modules enabled. Pro: unlock all 14+ modules.2-Person Household Planning
Plan for single or couple scenarios with integrated assumptions.Cloud Sync with Sign-In
Keep scenarios and assumptions aligned across mobile and web.Pro unlocks all 14+ modules and full editing across all 261+ configurable inputs.
Unlimited AI Action Applies
Apply as many AI recommendations as needed while iterating your plan.8,000 Monte Carlo Paths
Run full probabilistic ranges with tighter confidence around outcomes.Unlimited Saved Scenarios
Create and store unlimited alternatives for retirement decisions.10 What-If Comparisons
Compare more scenario combinations in a single planning session.Comprehensive Reports (Unlimited)
Generate detailed reporting packages for strategy and review.Nestly Score (Full Analysis)
Unlock full pillar analysis and guidance behind your readiness score.Advanced Withdrawal Strategy
Use tax-aware withdrawal sequencing to improve plan durability.Income Source Diagnostics
Track portfolio, Social Security, pension, and other income streams with strategy-level diagnostics.Unlimited Life Events & Milestones
Simulate major events and timing changes across your retirement path.Cross-Device Sync Included
Keep all Pro scenarios and assumptions synchronized across devices.